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Savings

Personal Savings12

  • $50 minimum to open account
  • Online Banking - No Charge
  • VoiceMaster - No Charge
  • ATM Card (Upon Approval)
  • Quarterly eStatements or Imaged Statements
  • Limited to six (6) withdrawals or transfers per month
    - Includes: pre-authorized or automatic transfers, by telephone (including data transmission) agreement, order or instruction; or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.
  • Withdrawals in excess of the above limitations will be: - $1.00 per occurrence
  • Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited.


Christmas Club

Plan ahead for Christmas expenses by saving year-round with a Citizens Savings Bank Christmas Club!

  • $5 minimum to open account
  • Online Banking - No Charge
  • VoiceMaster - No Charge
  • Quarterly eStatements or Imaged Statements
  • Penalty if account closed prior to maturity – $5
  • Penalty for any withdrawal prior to maturity – $5 per withdrawal


1 Accounts with no customer initiated activity for three (3) years will become Dormant

2 Inactive savings accounts with a balance below $10.00 for a period of six (6) months or longer, with no customer initiated activity, will be assessed a fee to close the account. 

*See the Deposit Agreement or Truth in Savings Disclosure for further account details