Sole Proprietor & Non-Profit Checking – Non-InterestBearing ¹²³

• $50 Minimum to open account
  
• Online Banking - No Charge
• VoiceMaster - No Charge
• Visa Debit card (Upon Approval)
• eStatements or Imaged Statements
• No monthly maintenance fees
  
• No minimum balance requirements
  
• Not available to corporations, LLCs or legal partnerships
  

Small Business Checking – Interest Bearing ¹²³

• $500 minimum to open account
  
• Online Banking - No Charge
• VoiceMaster - No Charge
• Visa Debit card (Upon Approval)
• Up to 350 transactions per month
  
• Statements sent at end of month
  
• eStatements or Imaged Statements
  
• $20.00 Monthly Service Charge if balance falls below $1,000

Commercial Checking – Non-Interest Bearing ¹²³

• $500 minimum to open account
  
• Online Banking - No Charge
  
• VoiceMaster - No Charge
• Visa Debit card (Upon Approval)
• eStatements or Imaged Statements
  
• $20.00 Monthly Service Charge if balance falls below $1,000

Commercial Account Analysis – Non-Interest Bearing ¹²³

• $500 minimum to open account
  
• Online Banking - No Charge
• Visa Debit card (Upon Approval)
  
• VoiceMaster - No Charge
• eStatements or Imaged Statements
  
• Monthly maintenance fee – $15.00 per statement cycle
  
• Item charge
  - Per debit – $.10
  - Per item deposited – $.05
• Earnings credit - 2.10% average daily balance

1  Accounts with no customer initiated activity for three (3) years will become Dormant

2  Inactive checking accounts with a balance of $50.00 or less for a period of one (1) year or longer, with no customer initiated activity, will be assessed a $6.50 fee per statement cycle. 

3  Checking accounts with a zero balance for thirty (30) days will be closed.

*See the Deposit Agreement or Truth in Savings Disclosure for further account details