Deposit Rates
Rates effective November 5th, 2024
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Account |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
APY |
|---|---|---|---|---|
| Personal Savings | $50 | $0.01 | 0.10% | 0.10% |
| Business/Public Funds Savings | $50 | $0.01 | 0.10% | 0.10% |
| Christmas Club | $5 | $0.01 | 0.25% | 0.25% |
| Checking Plus - Interest | $500 | $0.01 | 0.01% | 0.01% |
| Small Business/Public Funds Checking | $500 | $0.01 | 0.01% | 0.01% |
| Personal Money Market | $2,500 | $2,500 | 0.05% | 0.05% |
| Personal Money Market GOLD | $5,000 | Up to 4,999.99 |
Checking Plus - Interest Current Rate |
Checking Plus - Interest Current Rate |
| $5,000.00 - $24,999.99 |
0.05% to 0.05% |
0.05% to 0.05% |
||
| $25,000.00 - $49,999.99 |
0.10% to 0.10% | 0.10% to 0.10% | ||
| $50,000.00 - $74,999.99 |
0.15% to 0.15% |
0.15% to 0.15% | ||
| $75,000.00+ | 0.20% |
0.20% |
||
| Business/Public Funds Money Market | $2,500 | $2,500 | 0.05% | 0.05% |
| Business/Public Funds Money Market GOLD | $5,000 | Up to 4,999.99 | Checking Plus - Interest Current Rate |
Checking Plus - Interest Current Rate |
| $5,000.00 - $24,999.99 |
0.05% to 0.05% | 0.05% | ||
| $25,000.00 - $49,999.99 |
0.10% to 0.10% |
0.10% |
||
| $50,000.00 - $74,999.99 |
0.15% to 0.15% | 0.15% | ||
| $75,000.00+ |
0.20% | 0.20% | ||
| 91 Day CD12 | $2,500 | $2,500 | 0.50% | 0.50% |
| 6 Month CD12 | $2,500 | $2,500 | 4.50% | 4.55% |
| 12 Month CD12 | $2,500 | $2,500 | 4.50% | 4.50% |
| 18 Month CD1 2 | $2,500 | $2,500 | 3.25% | 3.25% |
| 24 Month CD1 2 | $2,500 | $2,500 | 3.40% | 3.40% |
| 36 Month CD1 2 | $2,500 | $2,500 | 3.50% |
3.50%
|
| 48 Month Bump CD1 2 | $2,500 | $2,500 | 3.80% | 3.80% |
| 60 Month Bump CD1 2 | $2,500 | $2,500 | 4.00% | 4.00% |
| 91 Day IRA1 | $250 | $250 | 0.50% |
0.50% |
| 6 Month IRA1 | $250 | $250 | 4.50% | 4.58% |
| 12 Month IRA1 | $250 | $250 | 4.50% | 4.58% |
| 18 Month IRA1 | $250 | $250 | 3.25% | 3.29% |
| 24 Month IRA1 | $250 | $250 | 3.40% | 3.44% |
| 36 Month IRA1 | $250 | $250 | 3.50% | 3.55% |
| 48 Month Bump IRA1 | $250 | $250 | 3.80% | 3.85% |
| 60 Month Bump IRA1 | $250 | $250 | 4.00% | 4.06% |
Interest Rates and Annual Percentage Yields (APY) are current as of November 5th, 2024, and are subject to change after account opening. Fees may reduce earnings. Contact an employee for further information about applicable fees and terms. For current rate information call (985) 735-6555.
¹ A penalty will be imposed for early withdrawal.
² This account requires the distribution of interest and does not allow interest to remain on deposit.
